Sjekket reiseforsikring hos World Nomads

Overseas Medical & Dental Expenses

Hospitalisation or treatment by a doctor or specialist

Surgery or medical treatment in a hospital or clinic either as an inpatient or outpatient.

Prescribed medicines by a doctor or specialist

Medicines prescribed by an authorised physician, dentist or specialist while travelling.

Pain relieving dental treatment

Urgent and immediate treatment by a dentist for an injury, infection, lost filling or a broken tooth during your trip.

Counselling after an assault or mugging

Covers the cost of counselling by a psychologist abroad or in your country of permanent residence following your mugging or assault.

Daily emergency cash allowance in hospital

A daily cash allowance while you’re in hospital, where pre-approved by ihi Bupa.

Physiotherapy or chiropractic treatment

Treatment by physiotherapists and chiropractors as prescribed by an authorised physician.

Treatment by acupuncturist or osteopath

Alternative treatment by registered and licensed acupuncturist or osteopath.

Adventure sports and activities

You’re covered for medical expenses and medical evacuation/repatriation expenses if you’re injured participating in a range of covered adventure sports and activities while travelling overseas. Coverage for snowsports is only included in the Explorer Plan. You’re not covered to participate in paragliding, mountaineering, base jumping, professional sports, races, competitions or motorsports on any plan.

Study, work & volunteer

Emergency medical assistance, medical treatment and medical evacuation/repatriation if you are seriously injured or in an accident while you study, work or volunteer overseas. You must have the appropriate visa and/or be allowed to study or work under the local laws of the country. Non-manual work includes non-physical jobs including office, hospitality, teaching, care-giving or retail work. Manual work is physical labour, usually done with your hands or machinery including fruit picking, hair-dressing, construction or work in a factory assembly line.

24 Hour Emergency Assistance

Emergency Medical Transport, Evacuation, Repatriation & Travel Expenses

Medical evacuation or repatriation home

Reasonable additional expenses for your medical evacuation, ambulance transport or repatriation home if you suffer an acute serious illness or injury. These expenses must be pre-approved by the insurer ihi Bupa.

Ambulance transport

Transportation to the nearest medical facility or to another place for treatment.

Non-medical evacuation

Evacuation to a safe place due to war, terrorism or natural disaster.

Personal support and accompaniment

Economy class flights and reasonable additional travel expenses for accommodation, local transportation and meals for a friend or close relative to support and accompany you in hospital and your repatriation home if your condition is life threatening or you will be in hospital for at least 5 nights. Travel expenses must be pre-approved by the insurer ihi Bupa.

Compassionate emergency repatriation

Reasonable expenses to repatriate you home if you have to end your trip due to a close relative’s sudden illness, injury or death.

Accidental death – repatriation of remains

Cremation and/or transportation of your remains home if you die while overseas.

Pre-Trip Cancellation

Trip Interruption

Travel provider insolvency

Protection if your travel service provider becomes insolvent.

Home visit

We will let you return home and resume your trip under the insured period for any reason at your own expense.

Resumption of Trip

Travel Delay

Missed Flight Connection

Hijacking

Special Event Cover

Baggage & Personal Effects

Theft of baggage

Cover if your baggage and/or personal belongings are stolen from you, a locked room, vehicle or safety box.

Loss or damage by fire or natural disaster

Cover if your belongings are lost or damaged by fire or other natural disaster if locked in your accommodation abroad or a locked safety box.

Loss or damage to checked in baggage

Documented loss or damage to baggage by a common carrier, accommodation or luggage storage provider.

Delayed baggage

Reasonable expenses for the purchase of essential items of clothing, toiletries and essential medicine where your registered, checked-in baggage is delayed for more than 12 hours.

Theft of cash

Your cash is covered up to the limit shown if it is stolen from you.

Theft or damage to sporting equipment

Theft of your sporting equipment or damage to your sporting equipment by a common carrier.

Passport & Travel Documents

Personal Liability – Physical Injury or Property Damage

Rental Vehicle – Insurance Excess

Personal Accident

Accidental death, loss of eye(s), limb(s), permanent total disablement

Compensation in case of accidental death, loss of a limb, loss of sight, loss of extremity, or permanent total disablement while abroad or up to one year after the accident.

Student loan and credit repayment

If you die or suffer permanent loss of sight in one eye, permanent loss of one limb or permanent total disablement while travelling, a one-time payment is available to repay your full time student loan or credit owed.